Short-term recovery insurance, also known as short-term disability insurance, is designed to provide financial support during a temporary period of recovery from an illness or injury that prevents an individual from working. This type of insurance typically covers a portion of the policyholder’s income, helping to cover essential living expenses such as rent or mortgage, utilities, and groceries while they are unable to work. The coverage period usually ranges from a few months up to a year, depending on the policy. It helps ensure financial stability and peace of mind during a temporary health setback.