Short-term medical insurance is a type of health insurance designed to provide temporary coverage for a limited period, typically ranging from a few months to a year. It is intended for individuals who are in between major medical plans, such as those who are transitioning between jobs, waiting for other coverage to begin, or outside of the open enrollment period for standard health insurance plans. Short-term plans generally cover emergency care, hospital stays, and some doctor visits but often have limitations on coverage for pre-existing conditions, preventive care, and prescription drugs. These plans offer a more affordable option for temporary health insurance needs but may not provide the comprehensive coverage found in standard health insurance plans.